Is a personal injury claim covered under my home owners insurance?
Generally, a personal injury claim is not going to be covered on your homeowner’s insurance. Your homeowner’s insurance is only going to cover problems within your home but you can get what are called umbrella policies and those policies step in to cover you for injuries that may occur in your automobile, at a local grocery or wherever you might have a personal injury. You can always call us and what we will do is we will obtain your insurance documents from your insurance company and we can review those insurance documents with you to help you understand what coverages you do have. We will help you through the process of reviewing your insurance coverage and making sure that you have the coverages you need if that need ever arises and then we’ll be there for you when the need does arise.
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The Gee Law Firm
(804) 226-4111
www.geelawfirm.com
4719 Nine Mile Rd
Richmond, Virginia 23223